Secure your future with confidence for yourself and your loved ones, against life’s unexpected challenges. Whether it’s building a home, supporting your children’s education, or fulfilling unfinished dreams, TERM LIFE V4 offers the optimal financial protection plan to help you stay prepared and in control.
- Comprehensive protection against risks of Death and Total Permanent Disability (TPD).
- Support for treatment costs of TPD caused by thyroid cancer from Stage 1 to Stage 3, up to 10% of the Sum insured (not exceeding VND 100 million).
- Low premiums, high protection
DEATH BENEFIT
When the Policy is in force, if the Insured dies, the Company will pay the Sum insured.
TOTAL PERMANENT DISABILITY BENEFIT
1. Total Permanent Disability due to loss, total paralysis, and irreversible loss of function of body parts or total blindness
When the Policy is inforce, if the Insured suffers a complete and irreversible loss or paralysis of function of body parts or total blindness as defined under the product’s Total Permanent Disability definition, the Company will pay the Sum Insured.
2. Total Permanent Disability due to bodily injuries
a. Bodily injury (excluding injury caused by Thyroid cancer)
When the Policy is inforce, if the Insured suffers bodily injury (excluding bodily injury due to Thyroid cancer) after the Waiting Period, the Company shall pay the Sum Insured.
b. Bodily injuries caused by thyroid cancer
- Stage 1 to Stage 3 thyroid cancer:
The Company will pay the lower of 10% of the Sum insured or VND 100 million.
- Stage 4 thyroid cancer:
The Company will pay the Sum Insured minus any previously paid benefits for Stage 1 to Stage 3 thyroid cancer (if any).
| Premium Payment Method | Regular Premium Payment | Single Premium Payment |
| Policy owner (PO) | The PO can be an individual or an organization | |
| Entry Age of the Life Assured | 0 – 75 Years old | 0 – 60 Years old |
| Maximum Maturity Age | 76 Years old | 70 Years old |
| Policy Term / Insurance Term | 1 – 10 years | 3 / 6 / 9 / 12 / 18 months or 2 – 10 years |
| Premium Term | Equal to the Policy Term | One-time payment at policy inception |
Note: Term Life V4 is the technical name of the product whose commercial name are: Bao Hiem Tot Nghiep Tu Tai, MAP Life - Vung Tam
